Welcome to Cecily Welch CPA, LLC (“Cecily Welch CPA,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your access to and use of our website cecilywelch.cpa (the “Site”), and any services, registrations, purchases, memberships, events, messaging programs, and communications we provide.

By accessing the Site, submitting a form, registering for an event or membership, purchasing a product or service, or opting into SMS/text messages, you agree to these Terms.

1) Services

Cecily Welch CPA, LLC may offer services including (but not limited to) educational workshops, speaking engagements, financial literacy content, membership programs (such as The TaxTranslator™ Membership), newsletters, and related products or services (collectively, “Services”).

All registrations and bookings are subject to:

• Availability and confirmation

• Posted rules, participation guidelines, and any applicable terms displayed at checkout

We reserve the right to modify, reschedule, or cancel events or services for operational, safety, or compliance reasons.

2) Payments, Refunds, and Cancellations

Prices and payment terms are displayed at checkout or in the registration flow. By purchasing, you authorize us (or our payment processor) to charge your selected payment method.

Refund/Cancellation Policy:

Refunds and cancellations are governed by the policy shown at checkout and/or in your registration confirmation. If you have questions, contact us using the information in the Contact Us section below.

3) Website Use

You agree not to misuse the Site, including attempting to disrupt operations, access restricted areas, scrape content, submit false information, or interfere with the experience of other users. We may suspend or block access for suspected misuse.

4) Educational Content Disclaimer

The information provided on this Site, in workshops, through memberships, newsletters, social media, and other communications is for general educational and informational purposes only. It does not constitute tax advice, financial planning advice, legal advice, or any other professional advisory service.

You should consult a qualified professional regarding your specific situation before making financial, tax, or legal decisions. Cecily Welch CPA, LLC is not responsible for any actions taken or not taken based on the general educational content provided.

5) User Submissions

If you submit information through our forms (name, email, phone, etc.), you confirm it is accurate and you have the authority to provide it.

6) Intellectual Property

All Site content (logos, photos, videos, text, branding, course materials, presentations, designs, and materials) is owned by Cecily Welch CPA, LLC or licensed to us and is protected by applicable intellectual property laws. “The Accountant You Can Understand®” and “The TaxTranslator™” are proprietary marks of Cecily Welch CPA, LLC.

You may not copy, reproduce, distribute, or create derivative works from our content without prior written permission.

7) Links to Third Parties

The Site may contain links to third-party websites or services (such as social media platforms, event registration tools, or newsletter providers). We are not responsible for third-party content, policies, or practices.

8) Disclaimers

The Site and Services are provided “as is” and “as available.” We do not guarantee uninterrupted access or that the Site will be error-free.

9) Limitation of Liability

To the maximum extent permitted by law, Cecily Welch CPA, LLC will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill related to your use of the Site or Services.

10) Indemnification

You agree to indemnify and hold harmless Cecily Welch CPA, LLC and its owners, staff, contractors, and affiliates from claims, damages, liabilities, and expenses arising from your use of the Site or Services or violation of these Terms.

SMS / Text Messaging Terms

11) SMS Program Description

By providing your mobile number and opting in, you agree to receive SMS/text messages from Cecily Welch CPA, LLC. Messages may include (but are not limited to):

• Event confirmations and reminders

• Workshop or membership updates

• Customer support responses

• Important operational notifications (scheduling changes, account information)

• Promotions or announcements (only if you opted into marketing)

12) Age Restriction (18+)

Our SMS messaging program is intended for individuals 18 years of age or older. By opting in to receive text messages from Cecily Welch CPA, LLC, you confirm that you are at least 18 years old.

13) Consent and Opt-Out

You can cancel the SMS service at any time. Just text “STOP” to the number from which you receive messages. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or you can get help directly by emailing us at the address listed in the Contact Us section below.

14) Message Frequency

Message frequency varies based on your registrations, interactions, and preferences. You may receive additional messages during active event scheduling, reminders, or service changes.

15) Message and Data Rates

Message and data rates may apply depending on your mobile carrier plan.

16) Opt-Out Instructions

You can cancel SMS messages at any time by replying STOP. After you send STOP, you will receive one final confirmation message and then no further messages will be sent unless you opt in again.

17) Help Instructions

For help, reply HELP or contact us at the email address listed in the Contact Us section below.

18) Supported Carriers

Carriers are not liable for delayed or undelivered messages.

19) Privacy and Data Use

We respect your privacy. We will use your information to communicate with you and provide Services. We do not sell your personal information. See our Privacy Policy at cecilywelch.cpa for full details.

20) No Sharing of Mobile Information

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Information may be shared with service providers solely to help deliver our messages and services (for example, messaging platform providers), and only as permitted by law and our Privacy Policy.

21) Changes to These Terms

We may update these Terms from time to time. The “Effective Date” above will reflect the latest version. Continued use of the Site or participation in our SMS program after changes means you accept the updated Terms.

22) Contact Us

Cecily Welch CPA, LLC

Website: cecilywelch.cpa/contact