The Accountant You Can Understand®

Cecily Welch, CPA, CFP®, PFS, brings clarity, humor, and heart to the complex world of money. Whether she’s breaking down tax law or connecting the dots between finance and real life, she makes sure you leave smarter and never talked down to.

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Cecily Welch Isn’t Your Average CPA. And That’s the Point.

Cecily Welch is a CPA, Certified Financial Planner (CFP)®, and Personal Financial Specialist (PFS) with more than 30 years of experience helping people understand their money. She’s licensed in both Georgia and Illinois and has guided clients through everything from personal finance decisions to business tax strategy.

Cecily is known for her ability to translate complicated topics into conversations that actually make sense. She blends deep expertise with warmth, humor, and a practical, real-life approach. Her mission is to empower people to make smart financial choices with confidence, without ever feeling talked down to.

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"The world cares about money, I care about people, so I figure, the more people who know about money, the better the world will be."

- Cecily Welch, CPA, CFP®, PFS

Professional Associations

30+

Years of Experience

10+

Awards

10+

Engagements

The Mission

Cecily is adept at helping people understand how their financial decisions help them meet their life goals. And because no financial decision should be made in isolation, she is dedicated to educating others on the impacts of tax policy as an advocate for taxpayers, earning her the moniker as “The Accountant I Can Understand®."

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See Where Cecily’s Been

Atlanta Black Chambers Black Health Wellness Weekend

If you’ve ever found yourself wondering whether you’re burned out or just broke, you’re not alone. Financial stress has a way of creeping into everything. Your relationships, your focus, your health, and most of us were never taught how to deal with it.

Cecily talks real-life money decisions, tax facts no one ever explains, and how to stop beating yourself up when the numbers don’t add up the way they’re “supposed to.”

Date: November 15

My Business Is Booming, My Books Are a Mess

Hosted live at Home Depot Backyard in Atlanta, this free workshop was designed for entrepreneurs whose money is moving, but their systems aren’t. Cecily broke down what counts as income, how to start tracking it (even if you’ve been avoiding it), and what the IRS actually expects from small business owners. Just the real deal for people ready to clean up their books and get serious about their business.

Hosted on: Aug 25 & Oct 8, 2025

2025 ANHC PRO Business Mastery Series

Getting your beauty business finances together shouldn’t come with shame or confusion. If you’ve fallen behind or never quite figured out where to begin, this class is your reset button. I’ll show you what the IRS is really looking for, how to track your income and expenses without a degree in accounting, and how to stay on top of your tax responsibilities without losing your peace of mind.

Hosted on: Sept 15, 2025

Moving Beyond Survival

This powerful event gathered experts across wellness, finance, and mental health to help attendees reset and rebuild with purpose. Cecily led the conversation on financial health, bringing her signature clarity and compassion to help people rethink their money stories and take actionable steps toward stability. With honest discussion, community energy, and practical advice, the event was a chance to pause the chaos and start making moves that matter..

Dates: Feb 1 & April 19, 2025

New Money Summit

Cecily Welch joined a diverse panel of tax and accounting professionals for a candid conversation on incorporating financial planning into a firm.

Sharing her own journey, she offered practical insight into building high-value relationships, creating year-round income, and expanding beyond traditional tax services.

Date: December 2023

GSCPA 2021 Annual Convention

Cecily VM Welch, CPA, PFS, CFP® of Welch Financial Advisors delivered an CPE session covering key tax updates, including unemployment guidance, the Consolidated Appropriations Act, Georgia’s Conformity Bill, and the American Rescue Plan Act.

Dates: June 13-16, 2021

Financial Empowerment Conference – Building Your Business Foundation

Cecily led a straight-talking session to help entrepreneurs strengthen their financial foundation with real-world tools and clarity, not complexity. She broke down what business owners need to know to make confident decisions, stay compliant, and build something sustainable.

Date: January 30, 2016

Full List of Engagements

Speaker:

New Money Summit, Panelist – Getting Started in Financial Planning
Power Rising Summit, Panelist – Protecting your Legacy, Building and Planning your Estate at Every Age
Cobb County Grant Webinars – Created the content, wrote script, presented the webinars
3-time guest, Georgia Public Radio/NPR On Second Thought with Celeste Headlee
“Protecting Your Legacy” Power Rising Conference
“CPE Instructor: Fiduciary Income Tax Workshop, Foxmoor Continuing Education
The Business of Running a Business, Financial Empowerment Conference
Running a Financial Household, multiple young adult and millennial programs
Business Fundamentals 101, Turner Chapel Church, Panelist
Tax Update, 2021 GSCPA Annual Convention
“What’s the Definition of Contemporaneous Records”, GSCPA IRS Solutions Conference
“The Examination Process for Employment Tax Returns”, IRS Webinar
“Investment and Finance”, American Association of University Women
Minding Your Money segment, Jazz 91.9FM, WCLK-FM, Atlanta, GA

Published:

“Voices: On Working with a Surviving Spouse”, The Wall Street Journal
"CPAs: An Undervalued Profession”, GSCPA Publication Current Accounts
“Centennial Celebration: What Can I Do to Mark the 100th Anniversary of the First Black, CPA”, GSCPA Publication Current Accounts
“Can I borrow a personal loan to invest money?”, Loans.org
“Spring Cleaning, Get Your Finances in Order”, Online Fox Business

Quoted:

“IRS flagged these tax returns for ID theft and 2.5 million people just didn’t respond”, Detroit Free Press
“Marrying after 50? Tackle these money issues first”, Online Market Watch, WSJ

From Cecily’s Desk: Smart Money, Straight Talk

Financial Clarity Without the Confusion

Cecily Welch, The Accountant You Can Understand® actually speaks your language. With a gift for breaking down complicated tax and financial topics, she helps people make smart decisions that align with real-life goals.